Magic Finbox Pvt. Ltd

These Terms and Conditions (“Terms”) govern the access to and use of the website www.magicfinance.in (“Website”), which is owned and operated by Magic Finbox Pvt. Ltd. (“Company”, “we”, “our”, “us”).
By accessing or using the Website and/or any products or services offered through it, you (“User”, “you”, “your”) agree to be bound by these Terms.

1. Purpose of the Website

The Website is intended to provide information about the Company, its products, services, financial solutions, and related offerings. The content provided on the Website is for general informational purposes only.

The Website may contain links to third-party websites that are not owned or controlled by the Company.

2. Eligibility & License to Use

Users are granted a limited, non-exclusive, non-transferable, and revocable license to access and use the Website strictly for lawful and personal or business purposes, subject to these Terms.

You agree that:

• You will provide accurate and complete information when required.

• You are responsible for maintaining the confidentiality of your login credentials (if applicable).

• All activities carried out using your credentials are your responsibility.

3. User Obligations & Prohibited Activities

You agree not to use the Website in any manner that:

• Violates any applicable law, regulation, or guideline;

• Causes harm, disruption, or damage to the Website, systems, or networks;

• Infringes the rights of the Company or any third party;

• Uploads or transmits viruses, malware, or malicious code;

• Attempts unauthorized access to any part of the Website or related systems;

• Interferes with other users’ access or enjoyment of the Website.

4. Third-Party Links

The Website may contain links to third-party websites or services.
The Company does not control or endorse such third-party content and is not responsible for their availability, accuracy, security, or practices.

Accessing third-party links is at your own risk.

5. Products & Services Availability

The products and services displayed on the Website:

• May not be available in all locations;

• Are subject to eligibility criteria and applicable laws;

• May be modified, suspended, or withdrawn at the Company’s discretion.

Each product or service may be governed by separate terms and conditions, which Users are advised to read carefully before availing.

6. Privacy & Data Protection

The Company collects, stores, uses, and processes User data in accordance with its Privacy Policy.

By using the Website, you consent to such data practices, including updates or modifications to the Privacy Policy from time to time.

7. Limitation of Liability

To the maximum extent permitted by law, Magic Finbox Pvt. Ltd., its directors, officers, employees, and associates shall not be liable for:

• Any indirect, incidental, special, consequential, or punitive damages;

• Loss of profits, data, goodwill, or business opportunities;

• Any damages arising from use or inability to use the Website or services.

All services and content are provided on an “as is” and “as available” basis.

8. Indemnification

You agree to indemnify and hold harmless the Company and its affiliates from any claims, losses, damages, liabilities, or expenses (including legal fees) arising out of:

• Your use of the Website;

• Violation of these Terms;

• Breach of applicable laws;

• Infringement of third-party rights.

9. Intellectual Property Rights

All content on the Website, including but not limited to:

• Logos

• Trademarks

• Text, graphics, images

• Software and source code

are the exclusive intellectual property of Magic Finbox Pvt. Ltd.
No content may be copied, reproduced, distributed, or used without prior written permission.

10. Force Majeure

The Company shall not be liable for failure or delay in performance caused by events beyond its reasonable control, including but not limited to:

• Natural disasters

• System failures

• Cyber-attacks

• Government actions

• Network or technical disruptions

11. Disclaimer

The Company makes no warranties or representations, express or implied, regarding the accuracy, completeness, or reliability of the Website content or services.

Use of the Website is at the User’s sole risk.

12. Modification of Terms

The Company reserves the right to update or modify these Terms at any time without prior notice.
Continued use of the Website after changes constitutes acceptance of the updated Terms.

13. Governing Law & Jurisdiction

These Terms shall be governed by and interpreted in accordance with the laws of India.
All disputes shall be subject to the exclusive jurisdiction of courts located in India.

14. Consent to Communication & Disclosure

By using the Website, you authorize the Company to:

• Contact you via email, SMS, phone, or other modes;

• Share information with service providers, regulators, or authorities as required by law;

• Use your details for service updates, promotional communication, research, or feedback.

You may opt out of promotional communication as per applicable laws.

15. Contact Information

For any queries or concerns regarding these Terms, please contact:

Magic Finbox Pvt. Ltd.
Website: www.magicfinance.in